National Homeownership Month is celebrated in June, the kickoff of the summer homebuying season. Homeownership is widely considered the foundation of civil stability and familial happiness – the American Dream.The National Association of REALTORS (NAR) believes homeownership gives families more financial security, a better lifestyle, and stronger communities through supporting businesses, schools, and services making it a powerful financial, psychological and physical stake in local neighborhoods and communities.Whenever a homeowner mows their lawn, shops at the local grocery, or joins the PTA of their children’s school, they’re creating a more stable community. This is why homeownership is one of the most subsidized national initiatives through low-interest rates, tax incentives, and low-down-payment federally guaranteed mortgages or bank mortgage package purchases.  According to NAR, homeowners attain 46 times the personal wealth of renters because of equity ownership. They can customize their homes in a way that renters can’t – for their comfort and family needs. They contribute to their neighborhoods through home improvement, which makes them more desirable; through participation in schools, which makes them stronger; and in supporting the community.According to Miblog.genworth.com, homeownership is at risk due to a number of factors –the pandemic, business closures and inflation. Homeownership is investing in the future. As a homeowner, you have the ability to shape your home, neighborhood and community for better or worse, simply by how you treat your home, neighbors and local businesses. The more we have responsible homeownership, the better our future looks.